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HPS Insurance vs First2Protect: most-reported complaints compared

Most-reported issues at HPS Insurance and First2Protect, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.

HPS Insurance

TrustScore 4.9 · 3,323 reviews on Trustpilot.

975 reviews analysed, 2024-04-09 to 2026-11-11.

Complaint rate (recent window): 1%

75% of negative reviews get a company reply.

Support unreachable19%
Misleading pricing19%
Support unhelpful19%
Other14%
Account/app problems10%
“When i requested to provide refund more than a week, no body is responding.”
1★ Trustpilot review, 2025-06-24

First2Protect

TrustScore 4.9 · 8,385 reviews on Trustpilot.

1,306 reviews analysed, 2025-04-10 to 2026-11-11.

Complaint rate (recent window): 2%

100% of negative reviews get a company reply.

Support unhelpful33%
Account/app problems28%
Support unreachable14%
Overcharging11%
Hard to cancel9%
“portal, which offered no way whatever for me to pay for the next year's insurance.”
1★ Trustpilot review, 2025-11-14

Reported on both

Issues with an evidenced category (at least two verbatim quotes) on both sides.

IssueHPS InsuranceFirst2Protect
Support unreachable19%14%
Misleading pricing19%9%
Support unhelpful19%33%
Account/app problems10%28%

Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, HPS Insurance or First2Protect.