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Above Lending vs Reach Financial™: most-reported complaints compared

Most-reported issues at Above Lending and Reach Financial™, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.

Above Lending

TrustScore 4.9 · 5,537 reviews on Trustpilot.

628 reviews analysed, 2025-04-18 to 2026-11-05.

Complaint rate (recent window): 2%

100% of negative reviews get a company reply.

Misleading pricing39%
Other23%
Overcharging21%
Support unhelpful12%
Contract term changes7%
“transparency of the loan details is appalling”
1★ Trustpilot review, 2025-07-02

Reach Financial™

TrustScore 4.9 · 3,279 reviews on Trustpilot.

489 reviews analysed, 2021-05-24 to 2026-11-06.

Complaint rate (recent window): 3%

41% of negative reviews get a company reply.

Other30%
Misleading pricing20%
Billing errors18%
Overcharging16%
Aggressive collections14%
“Steer clear of this shady company!!!”
1★ Trustpilot review, 2022-06-16

Reported on both

Issues with an evidenced category (at least two verbatim quotes) on both sides.

IssueAbove LendingReach Financial™
Misleading pricing39%20%
Other23%30%
Overcharging21%16%
Support unhelpful12%12%
Billing errors7%18%

Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, Above Lending or Reach Financial™.