ComplaintCensus

LEAF Commercial Capital, Inc. vs Live Oak Bank: most-reported complaints compared

Most-reported issues at LEAF Commercial Capital, Inc. and Live Oak Bank, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.

LEAF Commercial Capital, Inc.

TrustScore 4.6 · 1,118 reviews on Trustpilot.

236 reviews analysed, 2016-11-18 to 2026-09-04.

Complaint rate (recent window): 7%

0% of negative reviews get a company reply.

Support unhelpful31%
Support unreachable20%
Billing errors20%
Contract term changes16%
Other11%
“I cancelled my service 30 days ago. They are still charging my account.”
3★ Trustpilot review, 2023-03-01

Live Oak Bank

TrustScore 4.6 · 2,022 reviews on Trustpilot.

448 reviews analysed, 2022-11-15 to 2026-09-17.

Complaint rate (recent window): 13%

95% of negative reviews get a company reply.

Account/app problems38%
Support unhelpful29%
Other17%
Support unreachable9%
Billing errors8%
“Live Oak bank firmly said NO. They insisted on holding on to my funds for Sixty as in 60 days”
1★ Trustpilot review, 2026-05-26

Reported on both

Issues with an evidenced category (at least two verbatim quotes) on both sides.

IssueLEAF Commercial Capital, Inc.Live Oak Bank
Support unhelpful31%29%
Support unreachable20%9%
Billing errors20%8%
Other11%17%

Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, LEAF Commercial Capital, Inc. or Live Oak Bank.