Juni vs Smart Pension: most-reported complaints compared
Most-reported issues at Juni and Smart Pension, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.
Juni
TrustScore 4 · 431 reviews on Trustpilot.
100 reviews analysed, 2023-02-20 to 2026-06-12.
Complaint rate (recent window): 16%
100% of negative reviews get a company reply.
“my account was freezed. I have received a request for documents, I have give all requested documents and after this moment nobody is not replying to me.”
Smart Pension
TrustScore 4.7 · 4,123 reviews on Trustpilot.
312 reviews analysed, 2026-02-24 to 2026-09-23.
Complaint rate (recent window): 8%
100% of negative reviews get a company reply.
“Just tried to log into my pension and I get put into an image verification loop.”
Reported on both
Issues with an evidenced category (at least two verbatim quotes) on both sides.
| Issue | Juni | Smart Pension |
|---|---|---|
| Account/app problems | 94% | 31% |
| Support unreachable | 44% | 27% |
Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, Juni or Smart Pension.