ComplaintCensus

Howden Insurance vs LetsGoCover: most-reported complaints compared

Most-reported issues at Howden Insurance and LetsGoCover, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.

Howden Insurance

TrustScore 4.8 · 75,270 reviews on Trustpilot.

3,106 reviews analysed, 2023-08-19 to 2026-09-23.

Complaint rate (recent window): 3%

94% of negative reviews get a company reply.

Support unhelpful25%
Other20%
Support unreachable16%
Overcharging15%
Misleading pricing10%
“Raised my complaint with Howden, manager never bothered to investigate Eight weeks passed, no final response from Howden.”
1★ Trustpilot review, 2025-06-12

LetsGoCover

TrustScore 4.9 · 3,629 reviews on Trustpilot.

272 reviews analysed, 2020-10-05 to 2026-09-01.

Complaint rate (recent window): 1%

100% of negative reviews get a company reply.

Support unhelpful32%
Other32%
Support unreachable20%
Hard to cancel7%
Overcharging4%
“Badgered for a while then finally took the cover and it's been a nitemare since.”
2★ Trustpilot review, 2024-04-27

Reported on both

Issues with an evidenced category (at least two verbatim quotes) on both sides.

IssueHowden InsuranceLetsGoCover
Support unhelpful25%32%
Other20%32%
Support unreachable16%20%
Overcharging15%4%

Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, Howden Insurance or LetsGoCover.