ComplaintCensus

Avemco Insurance Company vs NJM Insurance Group: most-reported complaints compared

Most-reported issues at Avemco Insurance Company and NJM Insurance Group, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.

Avemco Insurance Company

TrustScore 4.8 · 6,316 reviews on Trustpilot.

278 reviews analysed, 2024-12-19 to 2026-09-01.

Complaint rate (recent window): 4%

100% of negative reviews get a company reply.

Overcharging31%
Other20%
Support unhelpful20%
Contract term changes8%
Warranty disputes8%
“Rates went up +20% and did so without notice.”
2★ Trustpilot review, 2024-12-22

NJM Insurance Group

TrustScore 4.6 · 17,097 reviews on Trustpilot.

417 reviews analysed, 2026-05-06 to 2026-09-23.

Complaint rate (recent window): 11%

98% of negative reviews get a company reply.

Support unhelpful43%
Overcharging20%
Warranty disputes13%
Support unreachable13%
Other13%
“when they do and you complete the 18 page report and submit photos of damage Honk denies and closes the claim.”
1★ Trustpilot review, 2026-09-10

Reported on both

Issues with an evidenced category (at least two verbatim quotes) on both sides.

IssueAvemco Insurance CompanyNJM Insurance Group
Overcharging31%20%
Other20%13%
Support unhelpful20%43%
Warranty disputes8%13%

Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, Avemco Insurance Company or NJM Insurance Group.