Santander vs Shawbrook: most-reported complaints compared
Most-reported issues at Santander and Shawbrook, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.
Santander
TrustScore 3.5 · 12,437 reviews on Trustpilot.
1,554 reviews analysed, 2025-02-02 to 2026-09-23.
Complaint rate (recent window): 22%
50% of negative reviews get a company reply.
“I spent 2 hours on phone with no joy trying to unblock my card”
Shawbrook
TrustScore 4.6 · 21,203 reviews on Trustpilot.
410 reviews analysed, 2026-03-26 to 2026-09-23.
Complaint rate (recent window): 5%
98% of negative reviews get a company reply.
“seem to like locking you out of your account”
Reported on both
Issues with an evidenced category (at least two verbatim quotes) on both sides.
| Issue | Santander | Shawbrook |
|---|---|---|
| Support unhelpful | 39% | 28% |
| Support unreachable | 36% | 12% |
| Account/app problems | 35% | 15% |
| Billing errors | 7% | 18% |
| Other | 6% | 25% |
Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, Santander or Shawbrook.