ComplaintCensus

Sallie Mae vs Freedom Mortgage : most-reported complaints compared

Most-reported issues at Sallie Mae and Freedom Mortgage , according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.

Sallie Mae

TrustScore 4.6 · 5,492 reviews on Trustpilot.

1,926 reviews analysed, 2026-07-24 to 2026-09-24.

Complaint rate (recent window): 9%

95% of negative reviews get a company reply.

Overcharging31%
Support unhelpful25%
Misleading pricing24%
Other11%
Account/app problems10%
“tacking on an 18% interest rate is astronomically wild!!”
2★ Trustpilot review, 2026-09-03

Freedom Mortgage

TrustScore 4.8 · 5,560 reviews on Trustpilot.

780 reviews analysed, 2026-06-24 to 2026-09-24.

Complaint rate (recent window): 3%

0% of negative reviews get a company reply.

Support unreachable40%
Billing errors32%
Support unhelpful30%
Aggressive collections15%
Overcharging11%
“I called back and was told the same thing. On the phone now for more than 18 minutes waiting for the bankruptcy department to answer my phone call.”
1★ Trustpilot review, 2026-08-06

Reported on both

Issues with an evidenced category (at least two verbatim quotes) on both sides.

IssueSallie MaeFreedom Mortgage
Overcharging31%11%
Support unhelpful25%30%
Account/app problems10%6%
Support unreachable4%40%

Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, Sallie Mae or Freedom Mortgage .