NetCredit vs Prosper: most-reported complaints compared
Most-reported issues at NetCredit and Prosper, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.
NetCredit
TrustScore 4.7 · 33,428 reviews on Trustpilot.
291 reviews analysed, 2026-06-16 to 2026-09-23.
Complaint rate (recent window): 14%
95% of negative reviews get a company reply.
“No loans here, just a scam”
Prosper
TrustScore 4.5 · 14,682 reviews on Trustpilot.
344 reviews analysed, 2026-03-11 to 2026-09-23.
Complaint rate (recent window): 14%
0% of negative reviews get a company reply.
“Asked to speak tk a supervisor, and he HUNG UP ON ME!”
Reported on both
Issues with an evidenced category (at least two verbatim quotes) on both sides.
| Issue | NetCredit | Prosper |
|---|---|---|
| Other | 26% | 22% |
| Support unhelpful | 15% | 28% |
| Overcharging | 14% | 10% |
| Billing errors | 12% | 22% |
Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, NetCredit or Prosper.