ComplaintCensus

IMG® vs NJM Insurance Group: most-reported complaints compared

Most-reported issues at IMG® and NJM Insurance Group, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.

IMG®

TrustScore 4.6 · 24,923 reviews on Trustpilot.

1,258 reviews analysed, 2026-06-05 to 2026-09-23.

Complaint rate (recent window): 5%

57% of negative reviews get a company reply.

Support unhelpful27%
Warranty disputes26%
Account/app problems26%
Support unreachable21%
Other12%
“They actually declined our claim initially, then when we contested it and provided yet another drs note, it was eventually approved ALMOST A YEAR LATER!!!!”
1★ Trustpilot review, 2026-07-20

NJM Insurance Group

TrustScore 4.6 · 17,097 reviews on Trustpilot.

417 reviews analysed, 2026-05-06 to 2026-09-23.

Complaint rate (recent window): 11%

98% of negative reviews get a company reply.

Support unhelpful43%
Overcharging20%
Warranty disputes13%
Support unreachable13%
Other13%
“when they do and you complete the 18 page report and submit photos of damage Honk denies and closes the claim.”
1★ Trustpilot review, 2026-09-10

Reported on both

Issues with an evidenced category (at least two verbatim quotes) on both sides.

IssueIMG®NJM Insurance Group
Support unhelpful27%43%
Warranty disputes26%13%
Support unreachable21%13%
Other12%13%

Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, IMG® or NJM Insurance Group.