ComplaintCensus

HSBC UK vs Starling: most-reported complaints compared

Most-reported issues at HSBC UK and Starling, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.

HSBC UK

TrustScore 4.4 · 29,346 reviews on Trustpilot.

1,069 reviews analysed, 2025-10-09 to 2026-09-26.

Complaint rate (recent window): 22%

96% of negative reviews get a company reply.

Support unhelpful48%
Account/app problems35%
Support unreachable20%
Other11%
Billing errors6%
“Refusal to allow my wife to invest in a UK listed stock because a certain individual at the bank has decided it's not permitted.”
1★ Trustpilot review, 2026-07-16

Starling

TrustScore 4.3 · 47,903 reviews on Trustpilot.

981 reviews analysed, 2026-06-18 to 2026-09-23.

Complaint rate (recent window): 10%

96% of negative reviews get a company reply.

Account/app problems59%
Support unhelpful36%
Support unreachable12%
Billing errors8%
Delivery late6%
“starling restricted my account for that is that even normal it's 300 pound hardley anything massive amount of money”
1★ Trustpilot review, 2026-08-20

Reported on both

Issues with an evidenced category (at least two verbatim quotes) on both sides.

IssueHSBC UKStarling
Support unhelpful48%36%
Account/app problems35%59%
Support unreachable20%12%
Other11%6%
Billing errors6%8%

Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, HSBC UK or Starling.