ComplaintCensus

HomeServe UK vs AXA UK Car and Home: most-reported complaints compared

Most-reported issues at HomeServe UK and AXA UK Car and Home, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.

HomeServe UK

TrustScore 4.6 · 191,540 reviews on Trustpilot.

3,497 reviews analysed, 2026-03-04 to 2026-09-27.

Complaint rate (recent window): 9%

100% of negative reviews get a company reply.

Support unhelpful34%
Poor core service26%
Missed appointments25%
Faulty product8%
Support unreachable7%
“failed to resolve the problem. Each time I had to wait in for up to ten hours, they either failed to turn up”
1★ Trustpilot review, 2026-09-04

AXA UK Car and Home

TrustScore 4.4 · 30,369 reviews on Trustpilot.

473 reviews analysed, 2026-06-12 to 2026-09-22.

Complaint rate (recent window): 17%

99% of negative reviews get a company reply.

Support unhelpful40%
Support unreachable23%
Warranty disputes18%
Other9%
Overcharging9%
“get cut off after 30 mins of being on hold”
1★ Trustpilot review, 2026-07-07

Reported on both

Issues with an evidenced category (at least two verbatim quotes) on both sides.

IssueHomeServe UKAXA UK Car and Home
Support unhelpful34%40%
Support unreachable7%23%
Warranty disputes7%18%

Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, HomeServe UK or AXA UK Car and Home.