ComplaintCensus

EECU Credit Union vs Merrick Bank: most-reported complaints compared

Most-reported issues at EECU Credit Union and Merrick Bank, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.

EECU Credit Union

TrustScore 4.6 · 1,926 reviews on Trustpilot.

357 reviews analysed, 2020-04-07 to 2026-09-22.

Complaint rate (recent window): 7%

0% of negative reviews get a company reply.

Support unhelpful27%
Support unreachable26%
Other17%
Account/app problems16%
Billing errors8%
“The customer service team is barely aware of their jobs.”
2★ Trustpilot review, 2024-09-02

Merrick Bank

TrustScore 4.5 · 19,797 reviews on Trustpilot.

368 reviews analysed, 2026-05-11 to 2026-09-23.

Complaint rate (recent window): 8%

99% of negative reviews get a company reply.

Support unhelpful29%
Billing errors28%
Account/app problems14%
Overcharging12%
Support unreachable9%
“I did not receive the card in the timeframe that was promised, so I called to check the status.”
1★ Trustpilot review, 2026-07-20

Reported on both

Issues with an evidenced category (at least two verbatim quotes) on both sides.

IssueEECU Credit UnionMerrick Bank
Support unhelpful27%29%
Support unreachable26%9%
Other17%6%
Account/app problems16%14%
Billing errors8%28%
Overcharging5%12%

Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, EECU Credit Union or Merrick Bank.