ComplaintCensus

BG Insurance vs Howden Insurance: most-reported complaints compared

Most-reported issues at BG Insurance and Howden Insurance, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.

BG Insurance

TrustScore 4.9 · 2,245 reviews on Trustpilot.

412 reviews analysed, 2017-10-13 to 2026-09-02.

Complaint rate (recent window): 3%

100% of negative reviews get a company reply.

Support unhelpful39%
Overcharging24%
Support unreachable17%
Other14%
Misleading pricing10%
“I’m treated like it’s an inconvenience that I call them.”
1★ Trustpilot review, 2023-09-22

Howden Insurance

TrustScore 4.8 · 75,270 reviews on Trustpilot.

3,106 reviews analysed, 2023-08-19 to 2026-09-23.

Complaint rate (recent window): 3%

94% of negative reviews get a company reply.

Support unhelpful25%
Other20%
Support unreachable16%
Overcharging15%
Misleading pricing10%
“Raised my complaint with Howden, manager never bothered to investigate Eight weeks passed, no final response from Howden.”
1★ Trustpilot review, 2025-06-12

Reported on both

Issues with an evidenced category (at least two verbatim quotes) on both sides.

IssueBG InsuranceHowden Insurance
Support unhelpful39%25%
Overcharging24%15%
Support unreachable17%16%
Other14%20%
Misleading pricing10%10%
Billing errors10%5%

Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, BG Insurance or Howden Insurance.