Believe Loans vs Capital on Tap: most-reported complaints compared
Most-reported issues at Believe Loans and Capital on Tap, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.
Believe Loans
TrustScore 4.9 · 10,311 reviews on Trustpilot.
550 reviews analysed, 2018-07-26 to 2026-09-20.
Complaint rate (recent window): 2%
100% of negative reviews get a company reply.
“now we are left with double the amount of debt and more worry”
Capital on Tap
TrustScore 4.6 · 18,540 reviews on Trustpilot.
369 reviews analysed, 2026-06-19 to 2026-09-23.
Complaint rate (recent window): 16%
94% of negative reviews get a company reply.
“take you through poor customer services support on hours with varying versions”
Reported on both
Issues with an evidenced category (at least two verbatim quotes) on both sides.
| Issue | Believe Loans | Capital on Tap |
|---|---|---|
| Support unhelpful | 59% | 38% |
| Other | 22% | 14% |
| Misleading pricing | 7% | 10% |
| Overcharging | 4% | 9% |
Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, Believe Loans or Capital on Tap.