AssuranceAmerica vs NJM Insurance Group: most-reported complaints compared
Most-reported issues at AssuranceAmerica and NJM Insurance Group, according to reviewers on Trustpilot — classified by our automated reader and backed by verbatim quotes from distinct reviews. This is a side-by-side of what reviewers report, not a score, rating or recommendation for either company.
AssuranceAmerica
TrustScore 4.8 · 1,654 reviews on Trustpilot.
498 reviews analysed, 2023-11-22 to 2026-09-20.
Complaint rate (recent window): 4%
83% of negative reviews get a company reply.
“I agreed to the policy and put my card info in but the policy wasn't activated until I signed the agreement.”
NJM Insurance Group
TrustScore 4.6 · 17,097 reviews on Trustpilot.
417 reviews analysed, 2026-05-06 to 2026-09-23.
Complaint rate (recent window): 11%
98% of negative reviews get a company reply.
“when they do and you complete the 18 page report and submit photos of damage Honk denies and closes the claim.”
Reported on both
Issues with an evidenced category (at least two verbatim quotes) on both sides.
| Issue | AssuranceAmerica | NJM Insurance Group |
|---|---|---|
| Support unhelpful | 28% | 43% |
| Support unreachable | 23% | 13% |
| Other | 13% | 13% |
| Overcharging | 10% | 20% |
Method: reviews are classified into a fixed complaint taxonomy by an automated reader; every category shown is backed by at least two verbatim quotes from distinct reviews. Figures are census classifications, not official statistics, and reflect what reviewers reported — not findings of wrongdoing by either company. Not affiliated with, endorsed by, or sponsored by Trustpilot A/S, AssuranceAmerica or NJM Insurance Group.