Is Premium Credit legit?
A factual composite from public reviews, official regulator records, app stores and the company’s own policies. We report evidence, not verdicts of fraud or endorsement.
Based on 2,620 public Trustpilot reviews published 2025-11-21 to 2026-09-27 — see the Trustpilot page. Not affiliated with Trustpilot or Premium Credit.
Premium Credit is an established company with 121,635 Trustpilot reviews and a 4.5 TrustScore. In our census of recent reviews, 10% were classified as complaints, most often account/app problems, other, support unhelpful. Elsewhere it scores 4.4★ on Google. Of 548 company replies to negative reviews analysed, 7% engaged with the specific problem.
What official records show
What goes wrong most, according to reviewers
- Account/app problems — 165 reports (24% of complaints)
- Other — 145 reports (22% of complaints)
- Support unhelpful — 114 reports (17% of complaints)
Full evidence, quotes and trends: the Premium Credit complaint report.