Is Capital on Tap legit?

A factual composite from public reviews, official regulator records, app stores and the company’s own policies. We report evidence, not verdicts of fraud or endorsement.

Based on 369 public Trustpilot reviews published 2026-06-19 to 2026-09-23 — see the Trustpilot page. Not affiliated with Trustpilot or Capital on Tap.

Capital on Tap is an established company with 18,540 Trustpilot reviews and a 4.6 TrustScore. In our census of recent reviews, 16% were classified as complaints, most often support unhelpful, account/app problems, other. Elsewhere it scores 4.8★ on Google, 4.9★ on the App Store, 4.9★ on Google Play. Of 375 company replies to negative reviews analysed, 48% engaged with the specific problem.

What goes wrong most, according to reviewers

Support unhelpful — 22 reports (38% of complaints), rising
Account/app problems — 22 reports (38% of complaints)
Other — 8 reports (14% of complaints)

Full evidence, quotes and trends: the Capital on Tap complaint report.